Thinking of Buying a Home? What are you Waiting for?

  With spring right around the corner, you may be wondering if you should wait to enter the housing market. Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.3% over the… Read More

Thinking of Buying a Home? Ask Yourself These 3 Questions!

If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in real estate. Let’s look at whether or not now is actually… Read More

Myths of Getting a Mortgage

There seems to be a growing chasm between what the public believes to be needed and what is actually needed to qualify for a residential home loan. A recent survey by Ipsos reported that: Two-thirds of those surveyed believe they need a very good credit score to buy a home, with 45 percent thinking a “good credit score” is… Read More

Homeownership as an Investment: The Role of Price Appreciation

There is a lot to be learned from the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you. A good portion of every family’s wealth comes from the equity in… Read More

Home Ownership Cheaper Than Renting

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage throughout the 100 largest metro areas in the United States. The updated numbers actually show that the range is from an average of 16% in Honolulu (HI), all the way to 55% in… Read More

Home Staging Tips-Clean Your Windows!

Clean windows don’t cost a thing, but they can pay off when your home is for sale.

Home Staging Tips- Clean Off Your Fridge!

When your home is on the market for sale, the goal is to have it show its best, even if you don’t really live that way on a day-to day basis.

Call the loan officer first!

We hear it all the time: “I’m going to buy a house this year, but I need to get my ducks in a row before I call a loan officer.” In fact, if you’re considering buying a home in the near future, the loan officer should be your first call. Buyers are often surprised by… Read More

Interest Rates are Headed Up

Interest rates can’t stay this low forever…they’re headed up! Lowest mortgage rate

What’s Today’s Cost of Money?

Lately, you have undoubtedly heard that there’s never been a better time to buy a home. One reason for that is that interest rates haven’t been this low for over 40 years. As a result, the cost of borrowing money makes today’s buyer’s money stretch farther. The table below shows how much has changed since… Read More