Buying A Home Is Better Way to Produce Wealth Than Renting

According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Indexhomeownership is a better way to produce greater wealth, on average, than renting. The BH&J Index is a quarterly report that attempts to answer the question: Is it better to rent or buy a home in today’s housing market? The index examines that entire US… Read More

Homeownership as an Investment: The Role of Price Appreciation

There is a lot to be learned from the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you. A good portion of every family’s wealth comes from the equity in… Read More

Home Ownership Cheaper Than Renting

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage throughout the 100 largest metro areas in the United States. The updated numbers actually show that the range is from an average of 16% in Honolulu (HI), all the way to 55% in… Read More

What’s Today’s Cost of Money?

Lately, you have undoubtedly heard that there’s never been a better time to buy a home. One reason for that is that interest rates haven’t been this low for over 40 years. As a result, the cost of borrowing money makes today’s buyer’s money stretch farther. The table below shows how much has changed since… Read More

Get Paid to Recycle That Old Fridge

 Do you have an old refrigerator in the house that still works? Old refrigerators can cost three times as much to run as the new ones, up to $150 a year. ComEd will pick up your old working refrigeratorfor free and haul it away…and give you $35. While they’re at it, they’ll even take away… Read More

Free Wills and Trusts Seminar

Estate Planning 101 How a little preparation can make a big difference If something happened to you tomorrow, would your family be protected? Most people assume that all they have would simply be transferred to their spouse or children, but often estates must go through lengthy probate, which is costly and involved.  Are you a… Read More

Refinancing Opportunities

With interest rates at historic lows, many homeowner are eager to refinance but frustrated when they find their home values are lower than their mortgage balances. There may still be hope, though. There have been some new developing programs (and some already existing) that are worth looking into. To that end, here are a few… Read More